At the end of 2018, every expert out there predicted rates would be into the 5% range. As of April 1, they are not even close on a 30 year fixed loan. The Fed is now hesitating on their rates policy. These are a lot of changes! Check out episode #109 of Tom’s Take to learn where rates are coming in now and what this means for Buyers and Sellers contemplating a move in 2019.