If you are underwater in your current home or have had trouble refinancing, check this video out now. There is a great program out there called HARP 2.0 that will allow you to drop the rate on your current mortgage, so that it is more in line with market rates. Nine of every ten people eligible do not take advantage. Do not make that mistake.
I have had many clients take advantage of this, and their rates have almost been dropped in half. Feel free to contact me with questions or call your current lender directly to see if you are eligible. Talk to you soon and I hope this helps you!